He’s not getting the most blame – and he doesn’t deserve the most blame – but someone has to say it. And I will if I have to…

Steven Hauschka: 30%

Like it or not… when you need a field goal to win, a very makeable field goal, in a dome, with no wind or other issues… it needs to be made. That’s the end of it. The end. There’s nothing more to say. Clutch or not. Last minute or not. Field goals matter at all times; this one happened to determine the outcome of the game. Haushcka has to make the kick. The end. Throw blame everywhere else for our position up to that point, but Hauschka  has to make the kick.

In the words of a friend, let’s call it “poetic justice.” The minute Stover is picked up elsewhere, the makeable kick is missed. In all honesty, I love Hauschka and all that he brings to the table… but I was probably giving him better odds than most when I was thinking “this is 50-50…”

Ravens Secondary: 60%

Domonique Foxworth, Fabian Washington, Dawan Landry, Chris Carr, Lardarius Webb, Frank Walker. Frank f’n Walker. We’re looking at you. For the fourth time in six games you all looked worse than bad. You were pathetic. I’m not holding back anymore. I don’t know if you’re just confused or if you simply don’t have the ability, but you are the reason this defense is crumbling. Even the 100-yard rushers connect back to you.

Seriously, Frank, what are you doing? Is it even possible for you to be on the field and NOT have a flag thrown at you. Or not have the QB single you out? And Dawan… on yet another big play you looked absolutely lost. In fact, on one of Favre’s late TDs you almost seemed to be telling Brett to throw it to the man you were simply refusing to cover. Get it together.

Coaching: 10%

The Ravens defensive woes are not solely the fault of the players or the greatness of the opposing offense. Greg Mattison needs to find a way to get this unit to work together. Maybe it’s about getting Samari Rolle on the field. Maybe it’s about getting Paul Kruger on the field. Maybe it’s about play-calling. Whatever it is, do it.

Mattison has been unable to adjust his schemes and his plays to the needs of his players and the strengths of his opponents. Apparently the Ravens are just too easy to read.

Even offensively, Cam Cameron took long enough to find his groove. Had the Ravens started showing life just one possession earlier, perhaps that last kick is less necessary. Nice recovery, though, of course.

So far the most popular answer I’ve heard is the Ravens “weak” secondary. Just about everyone is pointing to a secondary that has allowed big numbers to big names. From Foxworth’s lack of physicality to Carr’s stumbles to Walker’s penalties.

In reality, we should be placing blame on every single Ravens player and coach that took the field on Sunday. They all failed. They all had opportunities and they all missed them. What we saw yesterday was exactly the opposite of the sharp, smart and dangerous Ravens teams we have come to know and love.

Following a nasty loss in New England last week, everyone expected the Ravens to bounce back with a vengeance and obliterate the Bengals. Instead, we got a lackluster effort. We got a team that looked too comfortable for its own good and then uncomfortable when it mattered most.

For me, it all starts with coaching. As a team, the Ravens were not ready to play yesterday. Whether it was complacency or disinterest or lack of focus, the Ravens did not walk into M&T Bank Stadium like a team that was ready to win that game. And that falls on the shoulders of John Harbaugh and his staff. No matter how good the Ravens may have looked in week’s past, it is the staff’s job to make sure they are ready to go on gameday. They weren’t.

You could tell on the first few series – the Ravens simply didn’t have their heads in the game. They looked bored.

But aside from the team’s overall lack of intensity, each unit lacked focus and discipline individually.

Offensively, the entire group looked disjointed. I am still unsure of any of Cam Cameron’s game plans. While the Ravens have been impressive at times, they don’t have an offensive identity. After criticism last week for being too pass-happy, it seemed that Cameron came down too far. The Ravens offense was predictable.

The Bengals defense is far improved from years past, but they are not spectacular. The Ravens should have been able to exploit some weaknesses, but they didn’t. That falls on Cameron.

Defensively, everyone is happy to point fingers at the Ravens secondary. And yes, the group has been a weak point this season. Unfortunately, mid-season, there is not a lot to be done about personnel. We’re stuck with who we’ve got. What bothers me more than our personnel failure has been Greg Mattison’s inability to adjust his defensive schemes to help his personnel.

The Ravens shifted their secondary personnel over the last two seasons – away from physicality and towards speed. That’s okay, actually. But you can’t expect a speedy corner to play like a physical corner. Washington, Foxworth and Carr cannot just overpower good receivers, they have to outsmart them. All three corners (four including Frank Walker) have done a fine job running with their man most games – but they have failed at making plays. Foxworth tried his best on Sunday, mauling Chris Henry to draw a pass interference call, and Henry still made the catch and ran 50 yards.

It is up to Mattison and his staff to find a scheme that works for these defensive backs. That’s going to mean teaching them how to find and play the ball, not the man. The Ravens will lose 9 times out of 10 if their DBs try to play the man. And up front, Mattison needs to find a scheme or a personnel package that is able to pressure the quarterback and assist the secondary.

On all three levels of the coaching pyramid the Ravens looked outmatched. It’s not a nice feeling, nor one I want to get used to. The Ravens have the talent – on the field and on the sidelines – to win every game they play. Both sides need to work to make that real.

1. Two Ravens runners will top 100 yards. That’s pretty bold, right? I’m leaning towards Willis McGahee and Ray Rice, obviously. Not sure that there are even enough carries in one game to get them both over 100 yards, but it only really takes one big run (and the Browns specialize in making those available). If this doesn’t happen, I won’t be losing any sleep. Just a gut feeling.

2. It won’t be a shut-out. As much as Ravens fans and the team want it, the Browns are going to score. This Ravens defense is not there yet, especially not with Josh Cribbs helping out with field position. Not sure if the Browns will find the endzone or not (based on yesterday’s score prediction, I’m leaning towards not), but they will put something up on the scoreboard. But man, what would a shut out do for the Ravens points allowed average!

3. The Bengals will upend the Steelers. Ok, so this one isn’t Ravens, obviously. But there’s only so much to say about Ravens-Browns. Looking at the other division game this weekend, I’m loving the Bengals. Their defense is more legitimate than most think at the moment, and with the Steelers unable to run and vulnerable to the sack, there’s hope for Cincy. I also love Hines Ward saying that Pitt isn’t worried about their running game because the passing attack can handle it – for how long, Hines?

Three Questions:

1. Will the Ravens big play defense show up? The Ravens are facing a pair of back-up runners (one a rookie). Their also facing an inexperience quarterback leading a sloppy offense. The turnovers should be there for the taking – so will the Ravens take them? I expect a couple of turnovers, of course. But the bigger question is can the Ravens turn one into their signature scoring play? Fans are waiting – Ed Reed, Fabian Washington, Haloti Ngata, we’re looking at you.

2. Will the Ravens secondary improve? It better, given the opponent is far less advanced than San Diego was last week, but we all still have doubts. Defensive coordinator Greg Mattison said the defense will be returning to more standard secondary arrangements, hopefully keeping everyone on the same page and (we can only hope) in the right position. It would also help if he taught his smaller corners how to defend a pass, and not just run stride for stride with a receiver. But we can only hope for so much in a week.

3. Will the Browns implode? Their play on the field has already collapsed, obviously. That’s not really the question. But the whole team seems on the verge of absolute self-destruction. If the Ravens really pound the Browns, it might just be enough to send them over the edge and on the path to being one of the truly memorable bad teams in football history. Ray Lewis has a history of leaving bad memories for opponents, we can only hope he delivers here.

In Week 1, when Brodie Croyle threw two touchdowns and manufactured back-to-back scoring drives in the air, most Ravens fans and players called it a fluke, a sign of the unit’s complacency. Now in Week 2, following Philip Rivers monster 440 yard game, some of that reassuring “it won’t happen again” mentality is fading – and many fans are wondering not if it will happen, but when it will start to affect the Ravens record.

The Ravens secondary play this season should be a big concern for the Ravens and their fans. With the exception of two interceptions against Rivers on Sunday, there has been little to get excited about. The unit has been bounced in every possible way – confused by play action, outrun on deep balls, and out of position on screens and crosses.

Here are four reasons the Ravens secondary has looked so bad – things we all should have seen coming – and how to fix it.

1. Coaching. This is not a lamentation for the days of old and the return of Rex Ryan. Ryan’s secondaries were rarely perfect and often flawed, especially against good receivers and quarterbacks. But Greg Mattison certainly has plenty to work on. Luckily, Mattison has a lot to work with, as well. Mattison and John Harbaugh both noted after the game that some of the Chargers biggest and most damaging plays were the result of missed coverages and defensive confusion. This was most notable on the Darren Sproles swing pass for an 80-yard touchdown; no one accounted for Sproles. No one.

The Ravens run complex schemes, but the first rule of any defense is know your man. Mattison needs to have his entire defense in the film room all week, playbooks open and pens out. Mattison has some work cut out for him, though. Remember, most of the Ravens corners right now are cast-offs from other teams. Foxworth and Washington were both underperforming high round picks that the Ravens targeted for their speed. They are supposed to be a work in progress. The entire Ravens defense has the talent to be very good, but only if they can execute their playbook.

2. Size. Fabian Washington, Domonique Foxworth, Chris Carr, Frank Walker. All fast, all around 5′11 and 175 (some would even argue with pads on). That’s not quite Chris McAlister and  Samari Rolle. The current Ravens corners aren’t especially small, but you won’t find anyone calling them big. These corners won’t have much success chucking receivers at the line or bumping them downfield, which leads to an entirely different style of play for this secondary than most Ravens fans are used to. In their defense, Washington and Foxworth did an impressive job of staying with their coverage throughout the game on Sunday, but they simply weren’t able to make the plays when the ball game.

Is it truly good coverage if you don’t make the play, though? The Ravens corners need to learn how to run with their man and play the ball. In the Chargers later series, we saw some of this happening. Kudos to you, Frank Walker. It needs to happen more. Speed can’t be taught, but finding the ball can be.

3. The Pass Rush. Another familiar complaint from the past few years. If you hit the quarterback, he can’t throw the ball. And if he can’t throw the ball, no one can catch it. And even if you can’t stop him from throwing, maybe you can stop him from throwing it well. The Ravens front-seven needs to do more to help their secondary be effective. The Ravens actually got pretty solid pressure on Rivers on Sunday, but only when bringing the house – and eventually even that stopped working. Without the blitz, the Ravens pass rush looked handicapped against the Chargers, who were missing three (three!) starters on the offensive line. Terrell Suggs was solid throughout most of the game, but always a half-step behind, and only got through on the blitz. We haven’t seen rookie motor Paul Kruger yet because the Ravens can’t find room for him, but it may be time for that to change.

The Ravens need to find ways to get pressure even when rushing three or four. It’s that simple. Haloti Ngata takes up two men all be his lonesome, that leaves 3 or 4 on the line (depending on the alignment) to handle three Ravens rushers. That match-up should favor the defense pretty consistently. Yes, I’m looking at you Trevor Pryce and Terrell Suggs. If the current rushers cannot get it done, let’s try something new. Kruger is known for his motor, which is precisely what the Ravens defensive line needs.

4. Philip Rivers. Yup, I’m going to just plain say it. Part of the Ravens struggle was simply Philip Rivers. Where was Ed Reed? Ed Reed was all over the field. But wherever Reed went, Rivers went the other way. Rivers held this game together for the Chargers. He spotted blitzes and rushes, helping his handicapped offensive line protect him. He got rid of the ball quickly and knew when the rush was coming. And he put the ball high and out of reach of the Ravens defenders time and time again. Rivers is one of the league’s best – perhaps only Manning and Brady are better right now (maybe not even Brady right now) – and he might have the most raw talent of any quarterback out there.

So, how do the Ravens fix this? Well, don’t play good quarterbacks. That won’t work. The Ravens get Big Ben twice, Palmer twice, Manning, Brady, Favre, Cutler once each… Let’s start by just avoiding Philip Rivers. Done. We won’t have to see him until at least week 18.

Defensive Game Ball: Ray Lewis.Gotta start where it ended. Not only did Lewis make the tackle that ended the game, beautifully reading the Chargers’ blocking scheme and meeting Darren Sproles 4 yards in the backfield, but he also controlled Sproles throughout the second half. After Sproles and the Chargers abused the Ravens defense on screens and swings, the Ravens assigned Lewis the task of hawking the speedy back. In the second half, Sproles’ big screens were far less damaging. Lewis had a forced fumble, an innumerable  number of tackles, and was one of the few highlights of an otherwise forgettable defensive performance.

Two-Face Ball: Dawan Landry. It was the tale of two halves for Landry. In the first half, he needed a GPS to find his way around the field. Landry lost Sproles on the Chargers 70+ yard screen to score in the first, and found himself out of position or turned around frequently. It’s hard to deny that my mind occasionally wandered to Jim Leonhard’s spirited campaign at safety last season. But in the second half, Landry found himself and turned his game around – intercepting Rivers once and almost doing it a second time later in the third.

Winner / Whiner Ball: Philip Rivers. Apparently, if you ask Philip Rivers, Philip Rivers has never made a mistake in his life. In fact, every bad throw or incompletion in  his career is due to someone else’s pathetic play – his offensive line, the officials, good defense even! Rivers is in elite company on the field, both as a quarterback and a whiner. There were multiple throws where the only words out of anyone’s mouth could be “Wow.” But every pass that hit the ground had Rivers calling for flags, fouls and more. The Chargers young QB needs to learn that his game is good enough without being a jerk.

Still Lame Ball: Kelly Washington. Seriously, Kelly? The dancing this week was arguably worst than last week. Especially early in the game, when Lardarius Webb’s  amazing effort helped put a Sam Koch punt at Washington’s feet, and Washington, who did little more than pick the ball up, went into his full repertoire of nonsense. We also got to see Washington dance after a touchdown that nearly wasn’t and a first down that was far from special. It wasn’t until the second half we saw Washington act like a real football player – make a big catch, stare down the defense, and get to the sideline.

Offensive Game Ball: Willis McGahee. McGahee found the endzone twice early for the Ravens and averaged over 5 yards a carry. For most of the game, McGahee was getting 7-8 yards per touch, making defenders miss and running over those who made contact. McGahee is showing signs of the player everyone thought he could be coming out of Miami seven years ago, and the Ravens are thankful for it.

Homer Ball: Dan Fouts. Dear Dan, we know you played for the Chargers (and quite well) way back in the day. [Was Unitas in the league then?] But no need to make it so obvious in the booth. Apparently Fouts believes that Rivers has never made a mistake in his life either. And if there was a bigger critic of the officiating today than Rivers, it was Fouts, who stumbled, bumbled and mumbled his way to unreal descriptions of the action. CBS, keep Fouts out of San Diego.

Monsters Ball:  Jared Gaither and Michael Oher. Flacco took some heat late in the game, but the Ravens’ offensive line had the Chargers rush contained throughout most of the game. In fact, in the fourth quarter, Shawne Merriman was on the sideline with the Ravens in the red zone (still waiting for that explanation, but maybe it’s because he was a non-factor for all but one play?). Gaither and Oher had the corners locked down for Flacco to drop and pushed upfield like pro’s when the Ravens were rushing. The unit can handle the best of them.

Mighty Mini Ball: Darren Sproles. Sproles was a non-factor running the ball, but he was a monster everywhere else. He opened the day with an 81-yard reception for a touchdown and peppered in some nasty return yardage as well. The Ravens looked lost when Sproles was coming out of the backfield until Ray Lewis was put on the job. Fouts got it right one time: Sproles is a team unto himself.

Disappearing Act Ball: Ray Rice. This writer doesn’t enjoy looking like a fool. Perhaps it was just McGahee’s impressive performance that led the Ravens to keep Rice on the bench for much of the second half, but Rice was a non-factor for most of the game. He averaged more than 4 yards a carry, but only handled the ball eight times. Rice did catch five passes for more than 40 yards (doing his best Darren Sproles impersonation), but most of those yards came on two of those receptions.

Get Outta My Game Ball: The Zebras. They weren’t horrendous, but they weren’t close to good either. There were too many flags on too many questionable calls, and far too many inconsistencies among the crew. Let the players play, let the game happen. The league will be better for it. And don’t let Philip Rivers sell you anything.

Schemed-Out Ball: Greg Mattison. Maybe it was strategy. Maybe it was execution. Maybe it was just poor match-ups. But something wasn’t right about the Ravens pass protection throughout the game. Rivers is a one-of-a-kind quarterback with some big, powerful targets, but there is no excuse for allowing over 400 yards of passing offense. The Ravens secondary needs to be in the film room and in their playbooks all week long to fix what is certainly broken.

Hungry Ball: Terrell Suggs. Suggs came up big with 1.5 sacks and countless other pressures on Rivers. And at game’s end, Suggs was still dying to get one more solid lick in on the talkative quarterback.  It’s nice to see Suggs running his motor and clearly starving for the big hit and big play. Let’s just hope he’s never satisfied.

Other Notes… The Ravens are still impressive in the redzone, both offensively and defensively. The Chargers had to settle for field goals four times after having the ball deep in Ravens territory. Meanwhile, the Ravens settled for the field goal only once; they now have 7 touchdowns in 8 redzone opportunities.