There’s a lot of finger pointing going on in Baltimore right now. Everyone thinks they know what the Ravens biggest problem is and why the Ravens lost on Sunday. Everyone is happy to give more than their two cents.

So far the most popular answer I’ve heard is the Ravens “weak” secondary. Just about everyone is pointing to a secondary that has allowed big numbers to big names. From Foxworth’s lack of physicality to Carr’s stumbles to Walker’s penalties.

In reality, we should be placing blame on every single Ravens player and coach that took the field on Sunday. They all failed. They all had opportunities and they all missed them. What we saw yesterday was exactly the opposite of the sharp, smart and dangerous Ravens teams we have come to know and love.

Following a nasty loss in New England last week, everyone expected the Ravens to bounce back with a vengeance and obliterate the Bengals. Instead, we got a lackluster effort. We got a team that looked too comfortable for its own good and then uncomfortable when it mattered most.

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Stupid Penalties: 40%

Second straight week the Ravens can thank themselves and their absolute lack of discipline for their problems. The officials were not good, but that’s not an excuse. The Ravens apparently didn’t learn anything from last week’s game in New England. I’m still a bit baffled by Steve Tasker’s relentless defense of the officiating – the Frank Walker pass interference and Chad Ochocinco lack of interference calls were particularly questionable, and Tasker failed to even acknowledge the possibility. Meanwhile, the Ravens gave away first downs and yards, play after play. [Is defensive illegal formation even a penalty, by the way?]

Stupid Players: 30%

Missed tackles. Missed coverages. Leaving holes wide open. Dropping passes. There are no excuses for the Ravens pathetic play today. As much as players and fans may want to be upset at the officials,  the Ravens came to the game today with no emotion and no heart. Half the game, I wasn’t even sure the defense wanted to be there – the secondary was consistently out of position and failed to find the ball while the front seven struggled to find their zones.

Stupid Gameplan: 20%

Noticing a trend yet? This whole game was stupid by the Ravens. I’m not sure what Cam Cameron’s offensive game plan was today. It’s become more and more clear to me that the offense simply does not have a steady game plan. In early games we dismissed the funky offensive style as “taking advantage of weak opponents,” but in two straight losses to good teams, there has been no “settling” of the gameplan. There were stretches where the Ravens looked far too conservative. At other times the Ravens looked far too aggressive. At no point did the Ravens offense look like the force it had been for the season’s first four weeks.

(Stupid) Disappearing Players: 9%

Derrick Mason. Willis McGahee. Kelley Washington. Terrell Suggs. Kelly Gregg. Fabian Washington. Le’Ron McClain. Were any of these guys even on the field today? Did McGahee even get a touch? Did Mason? Washington and McClain each had a moment or two… but I don’t even remember seeing Washington on the field more than two or three times.

Stupid Steve Tasker: 1%

Okay, so maybe he had nothing to do with the Ravens losing, but he certainly had a lot to do with me not enjoying the game. Gus Johnson is bad. Steve Tasker is just dreadful. I’m not sure how, but he’s actually gotten worse since the Ravens earlier games. Do they even show up before Sunday?